Too Much Tax
Wondering if there are smarter ways to lower your tax bill.
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Get now!Wondering if there are smarter ways to lower your tax bill.
Struggling to keep business cashflow under control.
Wanting to plan ahead and avoid last-minute shocks.
Not sure your setup is as tax-efficient as it could be.
Worried about payroll accuracy and keeping your team happy.
Spending hours on data entry instead of growing your business.
Your business needs clear, fast responses.
Surprise Fees Prefer clear, fixed fees agreed in advance.
Wanting proactive, growth-focused advice that looks ahead.
Unsure whether your accounting spend delivers real benefit.
Want explanations in plain English so you can act with confidence.
Finding it hard to keep up and comply with changing demands.
The Traditional Way
TaxSmart Growth System
Yes, we handle everything you’d expect from an accountant that delivers on time, every time:
We do all these on time and efficiently, they keep you out of trouble but there's so much MORE we can offer you!
Keep more of what you earn — and sleep easier at night:
We combine tax statute, case law and practical insight to optimise your tax position, the right way. Tax efficiency reviews to stop overpaying!
HMRC knocking? We help you deal with it quickly, correctly and confidently — we’re here to help you.
We’ll handle HMRC investigations and visits, with no extra charges, included with many packages – terms apply.
Know what’s coming months in advance to help avoid any nasty surprises.
Leaving the UK or arriving, we’re here to optimise your tax position.
Advice, tools, and insights that fuel your business growth:
Ideas, funding tips, grant guidance and smart cashflow planning to move your business forward with confidence.
Supercharge your business with powerful software that replaces all your tools in one place.
Tailored advice from a team that lives and breathes small business, just like yours.
Access to outsourced finance department service with a part-time CFO at a fraction of the cost of employing in-house staff.
For business sales and purchases, divorce discussions and tax planning.
We’ll connect you with a small business specialist to make sure your business is protected properly at the best price.
Because great service should come with a few surprises:
Starting a Ltd company? We’ll set it up for free when you’re on board with us for accounts & tax.
Buying a home or need a landlord reference? We’ll issue it promptly with no additional fees.
Because every new client deserves a little fun, enjoy 2 free tickets on us when you join!
Small business legal advice line covering commercial, employment and health & safety matters. Included with many plans.
Introduce someone to us and, when they become a client, both of you get £100 and 2 free movie tickets. A simple, transparent thank-you from us to you.
Try us risk-free for 30 days. Love it or leave it, no charge,
Get the right advice to help manage and grow your personal wealth:
Helping you maximise and protect what you leave.
We’ll introduce you to an FCA-regulated adviser who’ll give you a clear, expert view of your pensions and investments — without paying a penny.
Structure your affairs intelligently to reduce exposure to life’s risks, with access to legal and financial specialists when needed.
Everything you wish an accountant would do:
You’ll always speak to someone who knows your business inside-out, no retelling your story.
Need advice? Call or email for routine queries, no worry of extra fees. For more detailed advice, you always get an upfront quote.
Budget friendly fixed fee package, no surprises to worry about.
Stay because you want to, not because you’re tied in. Cancel anytime, no penalties.
Call, text, email, WhatsApp, video or in person, we fit into your way of working.
Fast, accurate work every time, accounts in 20 days or less, VAT returns 10 days, payroll 24 hrs, & all other work as agreed.
Urgent question? We reply within 1 working day max, often within the hour.
We explain things clearly — and if we don’t, we donate £10 to charity. Yes, really.
We use smart tech to get your work done faster, smoother, and more affordably.
Use cloud software or stick to spreadsheets or manual books, we work the way you like.
We’re fully insured, so you’re fully protected – because peace of mind matters. Why risk working with an uninsured accountant?
We handle your switch from another accountant 100% — so you don’t lift a finger.
When you need specialist help, we connect you with the right professionals — with our support alongside:
Protect your wealth with smart, compliant structuring by trusted specialists.
Save on your rent and rates with expert negotiation from specialist surveyors.
We’ll introduce you to FCA-regulated brokers who can explore funding options tailored to your business, often at highly competitive rates.
Prepare your business for a smooth, well-planned, tax-efficient sale with support from specialist advisers.
Franchising can unlock serious expansion potential for the right businesses.
Discover the zero-tax blueprint some digital nomads and online entrepreneurs legally use.
Expert insolvency solutions tailored for directors, delivered by licensed insolvency practitioners.
Fixed fee legal services for small businesses delivered by solicitors.
Independent mortgage advice, provided by FCA regulated independent mortgage advisers experienced with small business owners and professionals.
Tailored independent financial advice by FCA-regulated advisers also experienced with small business owners and professionals.

Chartered Accountants
Founded:
Protection: Indemnity Cover
Here’s The Uncomfortable Truth:
In the UK, anyone can wake up tomorrow, print a business card, and call themselves an “accountant.”
We’re Chartered Accountants — regulated by the Institute of Chartered Accountants in England & Wales (ICAEW), one of the most respected professional bodies in the world.
Because when it comes to your tax, your business, and your financial future, the person you choose is the difference between peace of mind and potential disaster.
You can verify our membership in the:
Official ICAEW Directory of Chartered Accountants
Take it to the Bank!
Experience exactly what working with us is like.
No cost, no commitment, no risk.
Everyone hates uncertainty — and rightly so. So we removed it.
We created a guarantee that’s clear, straightforward, and built entirely around one thing: your confidence in choosing us.
Read it carefully…
Because it’s rare to see firms make their commitments this explicit in writing.
Here It Is:
For recurring work, spend 30 days experiencing how we work — completely free.
No cost. No commitment. No risk.
Just pure, hands-on experience of what it’s like to have a proper accounting team behind you.
If something doesn’t feel right, tell us — and we’ll put it right.
Quickly.
Professionally.
Relentlessly.
Your peace of mind comes first.
If we’ve been given the chance to correct an issue and you still believe we haven’t delivered the standard you expected, we’ll refund the fees for the work you’re not satisfied with.
No debate. No stonewalling. No frustration.
If you ever choose to move on, we’ll return all your records promptly and cooperate fully with your new accountant.
No delays.
No awkwardness.
No “missing paperwork.”
Just a smooth, professional transition — the way it should be.
We’ll even send you two movie tickets as a goodwill gesture. Because endings should be just as pleasant as beginnings — and life’s too short for hard feelings.
If anything isn’t right, just let us know within 30 days of the work being completed. No hoops. No complicated terms. No hidden clauses. Just fair, transparent service — the way professional firms should operate.

Jonathan Peters"Switched over on a recommendation. Best move in years. Sharp, proactive and relentless about saving tax."
Peters Gates LtdVerified Client
If you'd like to speak with a similar client to you, just let us know and we'll put you in touch.
Best for simple businesses to stay compliant.
Best for ambitious businesses that want advice and priority.
Best for growing businesses that want regular support.
Best for simple businesses to stay compliant.
Best for ambitious businesses that want advice and priority.
Best for growing businesses that want regular support.
Best for simple businesses to stay compliant.
Best for ambitious businesses that want advice and priority.
Best for growing businesses that want regular support.
Best for simple businesses to stay compliant.
Best for ambitious businesses that want advice and priority.
Best for growing businesses that want regular support.
Best for simple businesses to stay compliant.
Best for ambitious businesses that want advice and priority.
Best for growing businesses that want regular support.
Best for CIS subbies to stay compliant.
Best for CIS subbies that want more advice and priority.
Best for CIS subbies that want extra peace of mind and to grow.
For example, if you have 5 invoices paid with 1 payment, that is 6 transactions. An estimation is fine as this will naturally vary each month.
You can reduce your annual accounts fees substantially when you use our bookkeeping service.
All prices are exclusive of vat.
We’ve shown the most popular plan — you can change it above.
This calculator is simplified but gives a realistic estimate in most cases. A quick phone call lets us confirm, flag anything that could change it, and avoid surprises later. No obligation — this is a short sanity-check, not a sales pitch.
Special offer: £1
(We should charge: £495!)
We keep this price unbelievably low because once you’re set up correctly, you’re likely to stay with us for years.
And we’d rather build a long-term partnership than make a quick buck upfront..
Start your business the smart way… without stress, delays or expensive mistakes.
Save time. Avoid pitfalls. Grow faster. Start with confidence.
“Pull back the covers”
£147
We’ll dive deep into your situation and tell you the truth — fast. If your issue is highly complex and needs extensive research, we’ll tell you upfront.
And if you become a client, the full fee is deducted from your first year's fee.
We’ll uncover tax savings or profit-boosting opportunities that far exceed the cost. This session pays for itself many times over.
Very easy!
You can tell your accountant you’re switching – or let us handle it with our free easyCHANGE service.
We’ll send an authority letter on your behalf, send a professional clearance request, liaise directly with your old accountant, and collect everything needed. It’s smooth, respectful, and hassle-free.
Switching is easy — we handle it for you.
And if saving tax and growing your business makes a difference to your business, staying with the wrong accountant could cost a lot over time.
Fast! Request a fixed quote or book a free call and, if we’re a fit, onboarding can begin straight away.
Ideally before you start trading.
Getting set up correctly avoids costly mistakes later. Getting your structure right at the start saves thousands later and avoids painful surprises down the line.
Waiting can mean missing tax-saving opportunities.
The best time to make a change is before the next financial decisions, not after. If we can improve things now, you benefit now.
Free Call: A friendly 15 to 30 minute consultation call to understand your business, answer questions, outline how we can help and provide a fixed fee quote.
“Pull Back the Covers” Second Opinion: A deeper, paid review, usually of a specific issue you’re unsure about. If you then become a client, we deduct this fee from your first year’s charges.
No.
You’re not tied in. You can cancel at any time.
We rely on service quality — not contracts — to keep clients.
No. We work across the area and remotely. But if you want to meet, we’re right here.
Not at all.
Small businesses often get the biggest benefits from proper planning, support, and guidance.
That’s exactly who we’re built for!
To us, a “small business” means a business where we can work directly with the owners and genuinely make an impact.
Our clients range from sole traders and start-ups to businesses turning over £5m.
We also act for landlords and personal tax clients.
No judgement — we specialise in sorting out backlogs and turning chaos into clarity.
We work with all major accounting software brands and can recommend what fits you and help set it up correctly. This includes Xero, QuickBooks, Sage, FreeAgent, ClearBooks, FreshBooks, KashFlow, Pandle, QuickFile, ZohoBooks and more.
It depends on factors such as your business type, turnover, quality of your records, level of advice and support you need, as well as the specific services needed.
You can get an exact prcie for you from the pricing section on our website.
Everything is transparent, with no surprise bills. We tailor packages that are affordable for small businesses.
Not at all!
We’re not the very cheapest, but we’re built for value — practical advice, tax-efficient planning, and support you can actually use.
Most clients tell us our service more than pays for itself.
Routine guidance is included in your agreed package. Larger one-off projects are quoted before we begin.
No! If you only trade part of the year, we’ll adjust your fees.
However, the reduction won’t be exactly proportional to the months traded because preparing end-of-year accounts and tax returns comes with fixed costs.
Within one working day as standard but often faster.
Whatever works best for you:
We’ll help you choose the simplest system for your business.
Yes — we are fully regulated, which means we follow strict professional, ethical and quality standards.
This gives you peace of mind that your affairs are handled correctly.
We are also fully insured as required under our regulatory rules.
Yes, absolutely.
If you’d like to speak with clients similar to you, we can arrange it.
HMRC enquiries are unpredictable — and the professional time required can add up. That’s why in some of our packages we include investigation fee protection as standard. It means if HMRC ever has questions, you’re covered without worrying about extra fees. Most accountants bill for this separately, but we prefer to bundle it in as a value-boosting extra.
As a bonus, the tax investigation fee insurance also gives you access to a free legal advice line for commercial, employment, and health & safety issues.
Forming a company isn’t that expensive, so we include it because getting set up correctly from the start is important — and we value the long-term relationship. It’s simply on the basis you use our services for that company.
Moving home or arranging a tenancy comes with enough pressure. That’s why we don’t charge for these references — we take care of them as part of looking after you, without adding another bill to the pile.
Most references don’t take too long to do, so we’re happy to help.
Yes. We gift movie tickets to new clients as a thank you for joining us. It’s a small way of saying we’re glad you’re here.
And if anyone ever leaves us, they get tickets too — no hard feelings.
At Tax & Beans, we believe business should do more than just hit the numbers.
That's why for every free consultation booked, we donate £ to .
provides essential support to our local community — helping .
£ donated to when you book
So far, we've donated £ to
That's consultations and counting
Donations are made by Tax & Beans directly to and are not funded by client payments.
A friendly chat to understand your business, tax position, frustrations, opportunities — and whether we're the right fit.
You’ll receive a clear, written summary of services, fixed fees, and what's included.
No surprises. No hidden extras. No guesswork.
Simply email your current accountant or sign our authority letter. We’ll take care of:
You don’t have to chase anyone. We do it all.
Get clear answers, fixed fees, and a smarter tax strategy — all in one friendly call.
Clear guidance. Fixed fees. Zero hassle.
WE’RE NEARLY AT CAPACITY — IF YOU WANT IN, BOOK YOUR FREE CONSULTATION NOW
To ensure quality and attention, we limit new client intake. If the calendar shows availability, you’re in luck — but slots go quickly.
Every month you delay may mean missed allowances, inefficient structures, or avoidable tax.
Wondering if there are smarter ways to lower your tax bill.
Struggling to keep business cashflow under control.
Wanting to plan ahead and avoid last-minute shocks.
Not sure your setup is as tax-efficient as it could be.
Worried about payroll accuracy and keeping your team happy.
Spending hours on data entry instead of growing your business.
Your business needs clear, fast responses.
Surprise Fees Prefer clear, fixed fees agreed in advance.
Wanting proactive, growth-focused advice that looks ahead.
Unsure whether your accounting spend delivers real benefit.
Want explanations in plain English so you can act with confidence.
Finding it hard to keep up and comply with changing demands.