30 years
Combined experience
accountants– for small businesses
Sort your accounts.
Cut your tax bill — legally.
Grow your business.
Profit-focused, fixed-fee accounting for small businesses . No surprise bills. No chasing for replies. Just clear numbers and advice you can use.
20 day
Maximum accounts turnaround
24 hour
Guaranteed response time
427
Happy clients
Sound familiar?
You shouldn't still beputting upwith these.
If any of these sound familiar, it may be time for a better accountancy setup.
0Tap the cards below as they apply
How We Work
It used to be one way.Now it's another.
The same six things — lived in two completely different worlds.
The old accountant model
Paperwork once a year, a nasty surprise at the bottom, and advice that comes too late.
- Once-a-year paperwork
- Tax bills you find out about too late
- Hourly fees and "it depends"
- Waiting too long for a straight answer
- Decisions made on out-of-date numbers
- Numbers, but never advice on how to grow
The modern small business accountant
Regular numbers, tax planned in advance, one fixed monthly fee, and clear advice when you need it.
- Regular, proactive contact
- Tax planned before it's due
- One fixed monthly fee
- Plain-English replies, fast
- Live numbers behind every decision
- Real advice to help you grow
No-risk ways to begin
Two ways to take the first step.
Whether you're brand new or just want a second opinion, there's a low-commitment way in.
Special offer
Start-Up Package
£1
Normally £300One-off setupWe keep this price low because once you're set up properly, you tend to stay with us for years. Avoid the early pitfalls. Save time. Start with confidence.
What's included
- Business structure advice — sole trader, partnership, LLP or Ltd Co. We'll guide you to the right choice, avoiding costly mistakes from day one.
- Self-employment registration — self-employment & Class 2 NI, or Corporation Tax registration for limited companies.
- HMRC agent setup — we deal with HMRC so you never have to.
- VAT registration — plus guidance on the best VAT scheme for your business.
- VAT return guidance — a clear walk-through of how VAT returns work.
- PAYE & CIS setup — registration plus practical “how it works” guidance.
- Payroll software advice — the right system, and how to run payroll efficiently.
- Business bank account recommendation — to fit your needs.
- Unlimited assistance — call or email anytime, no hidden fees.
- Bookkeeping setup advice — the right system, setup and workflow.
- Companies House formalities — for Ltd Companies and LLPs, handled for you.
- Start-up tax planning — pay the minimum legally possible from the beginning.
- Business planning support — cashflow, viability, pricing; ask anything.
- Free Ltd Company or LLP formation.
£1 setup applies where you appoint us for agreed ongoing support.
Pull back the covers
2nd Opinion Package
£147
Refunded if you joinFixed feeFor existing business owners losing sleep wondering whether their accountant is giving them the right advice — and who want a proper deep dive into a specific issue.
Our promise
- A straight, honest verdict on the advice you're getting — no sugar-coating.
- We look for tax savings and profit opportunities you may be missing — and tell you straight if there aren't any.
- If it's complex, we'll be upfront about what deeper work would involve before you commit.
- Join us and the full £147 comes off your first fee.
- And if you don't feel the session was worth the fee, tell us and we'll refund it. No quibble.
We aim for the session to pay for itself many times over.
What you get
Everything a small business owner needs — under one roof.
Compliance handled, advice on tap, one firm that knows your whole position.
Essentials
Accounts, tax returns, bookkeeping, VAT and payroll, — the core work done properly, on time, every time.
Tax Protection & Planning
Proactive planning to minimise tax, tax enquiry fee protection available and dealing with HMRC so you don't have to.
Growth & Strategy
Regular numbers and practical advice on profit, pricing, margins, cashflow and the decisions that actually move the needle.
Perks & Bonuses
Extras to make life easier — such as free company formation, free mortgage references, independent legal advice lines & even free movie tickets (Conditions in FAQs)
Personal & Family Wealth
Inheritance tax and estate planning, plus a referral to a regulated IFA for anything investment-related.
Client Care
A dedicated accountant you can actually reach — clear replies, no minimum contract, deadline reminders, and someone who knows your business.
Switching anxiety, sorted
"But I already use[insert your software]…"
Good – keep using it. We work with all mainstream accounting software. You shouldn't have to change what you like.
We work with…
Xero Certified AccountantsMany businesses migrated every year.
Desktop or cloudWe can also help you migrate off legacy versions, if it's time.
QuickBooks ProAdvisorsFrom sole traders up to mid-size Ltd Cos.
Free or low cost softwareFor micro businesses that want invoicing, bookkeeping and VAT tools without the cost.
Receipt capture sortedWe'll plug it straight into your bookkeeping.
The freelancer favouriteSimple, stress-free accounting software built around the way freelancers actually work.
Using something else? We'll meet you there.
Plus all of these, and more besides – tell us what you run and we'll confirm in the first call.
easyCHANGE service
Switching accountant iseasierthan you think.
Worried about the hassle? Don't be. You don't have to lift a finger or have an awkward conversation with your old accountant.
- 3simple steps
- 1short form from you
- £0switch fee
- You say yes One short form and a quick chat to get going.
- We handle the handover We handle the professional clearance process and request the information we need from your existing accountant.
- We get you set up Software, deadlines and your first numbers, usually within weeks.
Reassurance
No gap in your filings. No lost records. No awkward conversations — we do that bit.
Free review of your previous accountants’ work
We’ll dig into last year’s accounts and tax. If we spot major issues, overclaimed or underclaimed items or potential savings, we’ll explain them clearly — and help put things right.
Pricing calculator
Fixed-fee packages that grow with you.
Get an instant tailored estimate in under 60 seconds.
Your business in 30 seconds
To give an idea of the level of tax advice required.
If unsure please select AVERAGE.
Core
Best for simple businesses to stay compliant.
£0/mo
Accounts & Tax
Most popular Growth
Best for ambitious businesses that want advice and priority.
£0/mo
Everything in CORE plus…
Advisory
Best for growing businesses that want regular support.
£0/mo
Everything in GROWTH plus…
Core
Best for simple businesses to stay compliant.
£0/mo
Accounts & Tax
Most popular Growth
Best for ambitious businesses that want advice and priority.
£0/mo
Everything in CORE plus…
Advisory
Best for growing businesses that want regular support.
£0/mo
Everything in GROWTH plus…
Core
Best for simple businesses to stay compliant.
£0/mo
Accounts & Tax
Most popular Growth
Best for ambitious businesses that want advice and priority.
£0/mo
Everything in CORE plus…
Advisory
Best for growing businesses that want regular support.
£0/mo
Everything in GROWTH plus…
Core
Best for simple businesses to stay compliant.
£0/mo
Accounts & Tax
Most popular Growth
Best for ambitious businesses that want advice and priority.
£0/mo
Everything in CORE plus…
Advisory
Best for growing businesses that want regular support.
£0/mo
Everything in GROWTH plus…
Core
Best for simple businesses to stay compliant.
£0/mo
Accounts & Tax
Most popular Growth
Best for ambitious businesses that want advice and priority.
£0/mo
Everything in CORE plus…
Advisory
Best for growing businesses that want regular support.
£0/mo
Everything in GROWTH plus…
Core
Best for CIS subbies to stay compliant.
£0/mo
Accounts & Tax
Most popular Growth
Best for CIS subbies that want more advice and priority.
£0/mo
Everything in CORE plus…
Advisory
Best for CIS subbies that want extra peace of mind and to grow.
£0/mo
Everything in GROWTH plus…
Additional services
Add to any plan above
Bookkeeping
£0/mo
For example, if you have 5 invoices paid with 1 payment, that is 6 transactions. An estimation is fine as this will naturally vary each month.
You can reduce your annual accounts fees substantially when you use our bookkeeping service.
VAT Returns
£0/mo
MTD (Qtrly Returns)
£0/mo
Management Accounts
£0/mo
Payroll
£0/mo
Additional services total£0£0/mo
All prices are exclusive of VAT.
Disclaimer: Your result is an estimate based on the information provided. Final fees may vary with your records, deadlines or support needs.
Like what you see? Get a tailored quote.
We’ll review your set-up and confirm an exact fixed fee — usually within 24 hours. No obligation.
Why you can trust us
Properly regulated.Properly guaranteed.
Here's exactly why it's important and in writing.
ACCA Certified
Independently regulated since 1995.
In the UK anyone can call themselves an "accountant". We're Certified Accountants — independently regulated, professionally insured, and held to the highest ethical standards.
Certified Accountants Indemnity Cover £10M
If they're not regulated, you get…
- No guaranteed training
- No guaranteed regulation
- No guaranteed insurance
- No built-in consequences
We're different. We're Certified Accountants.
Why does that matter to you?
When it comes to your tax, your business, and your financial future, the person you choose is the difference between peace of mind and potential disaster.
01
Recognised by mortgage lenders
Many lenders require references from qualified accountants. Our credentials tick that box without question.
02
HMRC dealings are easier
When your accountant is properly qualified, regulated and supervised, HMRC takes the file seriously from the start — exactly what ACCA membership guarantees.
03
Independent quality checks
We're subject to ACCA practice reviews and ongoing regulatory oversight — not just our own word for it.
04
Right of complaint
If you ever have an issue (rare, but possible), you have access to an independent complaints process through the ACCA.
05
Independent AML regulation
The ACCA, not HMRC, oversees our anti-money-laundering compliance — supervised by an independent professional body.
Why gamble your business on someone who isn't regulated?
The Tax & Beans Guarantee
What we'll put in writing.
We don't make vague promises about "great service". We put ours in writing— every clause, in plain English.
30 days free We fix it, full stop Full refund Clean break Parting gift
01
30 days free
For recurring work, your first month costs nothing. No invoice. No obligation. No awkward conversations if it's not for you.
Just a proper feel for what it's like to have a real accounting team behind you.
02
We fix it. Full stop.
If something isn't right, tell us. We'll correct it. Quickly, professionally, and without complaint— until you're satisfied.
03
Full refund if we fall short
If we've had the chance to put something right and you still don't believe we've delivered, we'll refund the fees for that work.
No argument. No delay. No small-print wriggle.
04
Clean break
If you ever decide to move on, we'll release your records promptly and cooperate fully with your new accountant.
No missing files. No passive obstruction. No drama.
05
A parting gift
We'll also send you two cinema tickets on the way out.
Because how a firm behaves at the end tells you everything about its character.
The only condition
Let us know within 30 days of the work being completed if something's wrong. That's it. No hoops. No buried clauses.
Reviews you can trust
Real clients. Real results.
Featured client story
Switched over on a recommendation. Best move in years. Sharp, proactive and relentless about saving tax.
As a busy plumber, I needed accountants who truly understand tradespeople, and these guys deliver. They’ve sorted out years of messy books, helped me stay on top of my VAT, and how to lower my tax bills. Straight-talking, reliable, and worth every penny.
Switched over on a recommendation. Best move in years. Sharp, proactive and relentless about saving tax.
Have saved us over £12,000 in tax this year. We’ve worked with several accountants in Milton Keynes in the past, but none come close to the professionalism and efficiency of this firm. They stay ahead of deadlines, communicate clearly, and we finally have peace of mind.
Since partnering with these accountants, we’ve seen a dramatic improvement in our cash flow and overall financial health, with profits up 22%. They offer personalized guidance and have a knack for spotting opportunities for savings. Highly recommend!
This accounting firm has been a game-changer for our business. They not only handle our taxes with precision but also offer invaluable financial advice that has helped us grow. Their proactive approach and quick responses make them a pleasure to work with.
FAQs
Got questions? We've got answers.
Tap a category. If you can't find what you need, give us a call or drop us a line — we always answer.
Is it easy to change accountants?
Very easy!
You can tell your accountant you’re switching – or let us handle it with our free easyCHANGE service.
We’ll send an authority letter on your behalf, send a professional clearance request, liaise directly with your old accountant, and collect everything needed. It’s smooth, respectful, and hassle-free.
Is switching accountants worth the hassle?
Switching is easy — we handle it for you.
And if saving tax and growing your business makes a difference to your business, staying with the wrong accountant could cost a lot over time.
How quickly can we get started?
Fast! Request a fixed quote or book a free call and, if we’re a fit, onboarding can begin straight away.
I’m a new business — when should I get an accountant?
Ideally before you start trading.
Getting set up correctly avoids costly mistakes later. Getting your structure right at the start saves thousands later and avoids painful surprises down the line.
My accounts have just been done — should I wait until next year to switch?
Waiting can mean missing tax-saving opportunities.
The best time to make a change is before the next financial decisions, not after. If we can improve things now, you benefit now.
What’s the difference between a free call and a “Pull Back the Covers” Second Opinion?
Free Call: A friendly 15 to 30 minute consultation call to understand your business, answer questions, outline how we can help and provide a fixed fee quote.
“Pull Back the Covers” Second Opinion: A deeper, paid review, usually of a specific issue you’re unsure about. If you then become a client, we deduct this fee from your first year’s charges.
Do I need to sign a long-term contract?
No.
You’re not tied in. You can cancel at any time.
We rely on service quality — not contracts — to keep clients.
Do I need to be local to you?
No. We work across the area and remotely. But if you want to meet, we’re right here.
Is everything you offer “too much” for a small business?
Not at all.
Small businesses often get the biggest benefits from proper planning, support, and guidance.
That’s exactly who we’re built for!
What do you class as a small business? Who do you work with?
To us, a “small business” means a business where we can work directly with the owners and genuinely make an impact.
Our clients range from sole traders and start-ups to businesses turning over £5m.
We also act for landlords and personal tax clients.
What if I’m behind or my books are messy?
No judgement — we specialise in sorting out backlogs and turning chaos into clarity.
Which software do you work with?
We work with all major accounting software brands and can recommend what fits you and help set it up correctly. This includes Xero, QuickBooks, Sage, FreeAgent, ClearBooks, FreshBooks, KashFlow, Pandle, QuickFile, ZohoBooks and more.
How much do you charge?
It depends on factors such as your business type, turnover, quality of your records, level of advice and support you need, as well as the specific services needed.
You can get an exact prcie for you from the pricing section on our website.
Everything is transparent, with no surprise bills. We tailor packages that are affordable for small businesses.
You offer a lot — does that mean you’re expensive?
Not at all!
We’re not the very cheapest, but we’re built for value — practical advice, tax-efficient planning, and support you can actually use.
Most clients tell us our service more than pays for itself.
Do you charge separately for advice?
Routine guidance is included in your agreed package. Larger one-off projects are quoted before we begin.
Do I need to pay full fees if I only trade for part of the year?
No! If you only trade part of the year, we’ll adjust your fees.
However, the reduction won’t be exactly proportional to the months traded because preparing end-of-year accounts and tax returns comes with fixed costs.
How quickly do you respond?
Within one working day as standard but often faster.
How should I keep my books?
Whatever works best for you:
- Prefer cloud accounting? Great.
- Prefer paper or spreadsheets? Also fine.
- Want us to handle everything? Just send your receipts and bank statements — we’ll take it from there.
We’ll help you choose the simplest system for your business.
Are you regulated and insured?
Yes — we are fully regulated, which means we follow strict professional, ethical and quality standards.
This gives you peace of mind that your affairs are handled correctly.
We are also fully insured as required under our regulatory rules.
Can I talk to some of your clients?
Yes, absolutely.
If you’d like to speak with clients similar to you, we can arrange it.
Why include tax investigation fee protection in some packages?
HMRC enquiries are unpredictable — and the professional time required can add up. That’s why in some of our packages we include investigation fee protection as standard. It means if HMRC ever has questions, you’re covered without worrying about extra fees. Most accountants bill for this separately, but we prefer to bundle it in as a value-boosting extra.
As a bonus, the tax investigation fee insurance also gives you access to a free legal advice line for commercial, employment, and health & safety issues.
Why offer free Ltd Company or LLP formations?
Forming a company isn’t that expensive, so we include it because getting set up correctly from the start is important — and we value the long-term relationship. It’s simply on the basis you use our services for that company.
Why offer free mortgage or landlord references?
Moving home or arranging a tenancy comes with enough pressure. That’s why we don’t charge for these references — we take care of them as part of looking after you, without adding another bill to the pile.
Most references don’t take too long to do, so we’re happy to help.
Do you really give away free movie tickets?
Yes. We gift movie tickets to new clients as a thank you for joining us. It’s a small way of saying we’re glad you’re here.
And if anyone ever leaves us, they get tickets too — no hard feelings.
Business for good
For every consultation, we donate £2 to local community support.
So far we've donated £6,250 across 3,125 free consultations.
- Donated to date
- £6,250
- Consultations
- 3,125
- Local charities
- 12
- Per consultation
- £2
BeanGrower
The 3-line cashflow check
Take the next step
Ready when you are.
Pick the way that suits you — there's no wrong door.
Chat first
Book a free 15-minute call. No pitch. Just tell us where you're at and we'll point you in the right direction.
Book a chatGet your price
Visit our pricing section to get a fixed fee quote.
See pricingJust call
We always answer in person (business hours).
01908 123456