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  1. Every return gets checked. Not every return gets an enquiry.

    HMRC cross-references your figures against banks, land registry and employers automatically. When something doesn't match, they can go back years — make sure you keep the evidence.

  2. You can probably claim more than you think.

    Expenses, allowances and reliefs apply even to part-time and side income. Missed claims are money gone.

  3. It's not just for the self-employed.

    Landlords, investors, higher earners and company directors often have to file, and plenty don't find out until the penalty arrives.

  4. The right reliefs change the tax bill.

    Pension contributions, gift aid, expenses, losses. Small claims, real money, routinely missed.

Who we help

Self Assessment Individuals —that we help.

Need to file a return, or not sure if you do? You're in the right place.

Busy professionals, landlords, investors, side-hustlers, high earners. Whatever's behind your return, we've handled it before.

What nobody tells you

The Self Assessment realitiesnobody warns you about.

Most people assume a tax return is just a form. The reality is more complicated, and far more expensive when it goes wrong. Here's what filing actually involves.

  1. Knowing what to declare is your job.

    HMRC won't tell you what to include. They'll just penalise you if something's missed.

  2. Overpaying is shockingly common.

    Missed allowances, missed expenses, wrong tax codes. Most people never find out what they've given away.

  3. Small mistakes bring big attention.

    Wrong totals, omissions, forgotten income. Each one invites letters, queries and penalties.

  4. Every income stream adds rules.

    Investments, crypto, foreign earnings, rentals, dividends. Each one plays by its own book.

  5. HMRC fines you even when you owe nothing.

    Late filing triggers the penalty by itself. The tax bill is irrelevant.

  6. The return is only part of the picture.

    Income tax, NI, CGT, IHT, stamp duty, pensions. Real planning looks across all of it, not just the form.

Pull back the covers

Get a proper second opinion.

If you're wondering whether your current accountant is giving you the right advice, here's a low-risk way to find out.

  • Pull back the covers

    2nd Opinion Package

    £147

    Refunded if you joinFixed fee

    For existing business owners losing sleep wondering whether their accountant is giving them the right advice — and who want a proper deep dive into a specific issue.

What you get

Everything a small business owner needs — under one roof.

Compliance handled, advice on tap, one firm that knows your whole position.

  • Essentials

    Accounts, tax returns, bookkeeping, VAT and payroll, — the core work done properly, on time, every time.

  • Tax Protection & Planning

    Proactive planning to minimise tax, tax enquiry fee protection available and dealing with HMRC so you don't have to.

  • Growth & Strategy

    Regular numbers and practical advice on profit, pricing, margins, cashflow and the decisions that actually move the needle.

  • Perks & Bonuses

    Extras to make life easier — such as free company formation, free mortgage references, independent legal advice lines & even free movie tickets (Conditions in FAQs)

  • Personal & Family Wealth

    Inheritance tax and estate planning, plus a referral to a regulated IFA for anything investment-related.

  • Client Care

    A dedicated accountant you can actually reach — clear replies, no minimum contract, deadline reminders, and someone who knows your business.

easyCHANGE service

Switching accountant iseasierthan you think.

Worried about the hassle? Don't be. You don't have to lift a finger or have an awkward conversation with your old accountant.

  • 3simple steps
  • 1short form from you
  • £0switch fee
  1. You say yes One short form and a quick chat to get going.
  2. We handle the handover We handle the professional clearance process and request the information we need from your existing accountant.
  3. We get you set up Software, deadlines and your first numbers, usually within weeks.

Reassurance

No gap in your filings. No lost records. No awkward conversations — we do that bit.

Free review of your previous accountants’ work

We’ll dig into last year’s accounts and tax. If we spot major issues, overclaimed or underclaimed items or potential savings, we’ll explain them clearly — and help put things right.

Why you can trust us

Properly regulated.Properly guaranteed.

Here's exactly why it's important and in writing.

ACCA Certified

Independently regulated since 1995.

In the UK anyone can call themselves an "accountant". We're Certified Accountants — independently regulated, professionally insured, and held to the highest ethical standards.

Milton Keynes Certified Accountants Indemnity Cover £10M

The Tax & Beans Guarantee

What we'll put in writing.

We don't make vague promises about "great service". We put ours in writing— every clause, in plain English.

30 days free We fix it, full stop Full refund Clean break Parting gift

Reviews you can trust

Real clients. Real results.

4.9· 127 reviews
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BeanGrower

The 3-line cashflow check

Spot a cash squeeze 90 days before it bites, on the back of an envelope. Three lines, ten minutes, no spreadsheet needed.

  • Line 1: the number most owners already know
  • Line 2: the number they overestimate
  • Line 3: the number they underestimate

Take the next step

Ready whenyou are.

Pick the way that suits you — there's no wrong door.

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01908 123456