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  1. Moving abroad can cut your tax significantly.

    Especially in low or zero-tax countries. But leaving the UK doesn't automatically end your UK obligations.

  2. Residency isn't about where you feel you live.

    It's determined by the Statutory Residence Test (SRT) — days, ties and circumstances. People who guess it get it wrong in both directions.

  3. You can owe UK tax from anywhere.

    UK property, UK income, UK investments or UK business activity can keep you on HMRC's books wherever you are.

  4. Double tax treaties protect you, if used properly.

    Relief isn't automatic. It needs the right claims, the right forms and the right timing.

Who we help

Expats and digital nomads —that we help.

Life spanning borders? You're in the right place.

Full-time travellers, remote contractors, overseas employees, people testing life abroad. Whatever the setup, the UK side needs handling properly.

What nobody tells you

The expat and digital nomad realitiesnobody warns you about.

Living abroad gives you freedom. It also creates tax traps most people don't know exist until they're in one. Here's what life across borders actually involves.

  1. UK tax follows you out of the country.

    HMRC doesn't lose interest when you board the plane. Residency rules are strict, and easy to get wrong.

  2. Two countries can mean two tax systems.

    Without clear guidance you can be taxed twice, or accidentally taxed nowhere, which causes bigger problems later.

  3. Your income gets more complicated abroad.

    UK clients, foreign clients, overseas salary, property, crypto. Each one plays by different rules.

  4. Banking across borders is harder than it looks.

    Opening accounts, receiving payments, moving money between currencies. Simple at home, friction everywhere else.

  5. National Insurance doesn't plan itself.

    Skip the planning and you can quietly lose years off your UK state pension while you travel.

  6. Getting residency wrong costs real money.

    One extra day in the UK can change your entire tax year. HMRC doesn't do sympathy.

Pull back the covers

Get a proper second opinion.

If you're wondering whether your current accountant is giving you the right advice, here's a low-risk way to find out.

  • Pull back the covers

    2nd Opinion Package

    £147

    Refunded if you joinFixed fee

    For existing business owners losing sleep wondering whether their accountant is giving them the right advice — and who want a proper deep dive into a specific issue.

What you get

Everything a small business owner needs — under one roof.

Compliance handled, advice on tap, one firm that knows your whole position.

  • Essentials

    Accounts, tax returns, bookkeeping, VAT and payroll, — the core work done properly, on time, every time.

  • Tax Protection & Planning

    Proactive planning to minimise tax, tax enquiry fee protection available and dealing with HMRC so you don't have to.

  • Growth & Strategy

    Regular numbers and practical advice on profit, pricing, margins, cashflow and the decisions that actually move the needle.

  • Perks & Bonuses

    Extras to make life easier — such as free company formation, free mortgage references, independent legal advice lines & even free movie tickets (Conditions in FAQs)

  • Personal & Family Wealth

    Inheritance tax and estate planning, plus a referral to a regulated IFA for anything investment-related.

  • Client Care

    A dedicated accountant you can actually reach — clear replies, no minimum contract, deadline reminders, and someone who knows your business.

easyCHANGE service

Switching accountant iseasierthan you think.

Worried about the hassle? Don't be. You don't have to lift a finger or have an awkward conversation with your old accountant.

  • 3simple steps
  • 1short form from you
  • £0switch fee
  1. You say yes One short form and a quick chat to get going.
  2. We handle the handover We handle the professional clearance process and request the information we need from your existing accountant.
  3. We get you set up Software, deadlines and your first numbers, usually within weeks.

Reassurance

No gap in your filings. No lost records. No awkward conversations — we do that bit.

Free review of your previous accountants’ work

We’ll dig into last year’s accounts and tax. If we spot major issues, overclaimed or underclaimed items or potential savings, we’ll explain them clearly — and help put things right.

Why you can trust us

Properly regulated.Properly guaranteed.

Here's exactly why it's important and in writing.

ACCA Certified

Independently regulated since 1995.

In the UK anyone can call themselves an "accountant". We're Certified Accountants — independently regulated, professionally insured, and held to the highest ethical standards.

Milton Keynes Certified Accountants Indemnity Cover £10M

The Tax & Beans Guarantee

What we'll put in writing.

We don't make vague promises about "great service". We put ours in writing— every clause, in plain English.

30 days free We fix it, full stop Full refund Clean break Parting gift

Reviews you can trust

Real clients. Real results.

4.9· 127 reviews
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The 3-line cashflow check

Spot a cash squeeze 90 days before it bites, on the back of an envelope. Three lines, ten minutes, no spreadsheet needed.

  • Line 1: the number most owners already know
  • Line 2: the number they overestimate
  • Line 3: the number they underestimate

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Ready whenyou are.

Pick the way that suits you — there's no wrong door.

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