Gross status
we'll tell you if you qualify, and get you there.
Milton Keynes Chartered Accountants for CIS Subcontractors.
CIS subcontractors: don’t leave money on the table this tax year.
CIS subcontractors lose thousands every year through bad records, missed expenses and no proactive advice. We fix that. Get your tax right, maximise your allowable claims, and keep more of what you worked hard for.
Same day responsesNo jargonDedicated accountantNo missed deadlines
Your CIS refund
Claimed in full, not in part
Deductions, expenses, return — all handled
CIS deductions
Reconciled
Statements
Expenses
Maximised
All claimed
Tax return
Filed early
Faster refunds
Next Step
Refund review
Booked
6 April
we file from day one for early tax refunds.
CIS statements
checked against what you were actually paid.
£100s
in tools, mileage and other expenses many subbies never claim.
You're probably owed a refund.
Contractors deduct tax at source, but only on account of your liability. Once expenses go in, you're often owed far more back than you think.
Registering cuts your deduction rate.
Register under CIS and less tax comes off your payments. Don't, and more does. You may also be able to register for no deductions!
Registration requirements.
You must register under CIS and as self-employed.
Good records are money.
Poor paperwork leads to smaller refunds or even HMRC challenges.
Who we help
CIS subcontactorsthat we help.
On the tools and on CIS? You're in the right place.
Bricklayers, roofers, groundworkers, scaffolders, sparkies, plumbers, plasterers, carpenters, painters and decorators, bathroom and kitchen fitters. Whatever the trade, we know the scheme.
What nobody tells you
The CIS realitiesnobody warns you about.
Working under CIS adds pressures most people never see. The tax comes off first, the paperwork lands on you, and nobody's checking whether you're getting back what you're owed. We are.
Your money's reduced before it arrives.
Deductions at source mean cashflow's tight all year, whatever the job's worth on paper.
Every missed expense is cash you've given away.
Mileage, tools, protective gear, materials and more. Subbies routinely lose hundreds a year by not claiming properly.
Your records decide your refund.
Lost receipts and incomplete logs mean a smaller refund. Sometimes it means unwanted HMRC questions.
Gross payment status keeps the cash in your hands.
Meet the criteria and contractors pay you in full, no deduction. Most subbies never check if they qualify.
Refunds run on preparation, not luck.
The cleaner your paperwork and the earlier you file, the faster the money lands. It's that simple.
You might have outgrown sole trader status.
Past a certain income, going Ltd can cut your tax and let you retain profit. Many never look, we will.
What is CIS
The Construction IndustryScheme, explained.
Under CIS, contractors must deduct tax from payments they make to subcontractors. These rules exist to prevent fraud and ensure HMRC receives tax from construction-related work.
Covered by CIS
Construction work covered by CIS includes:
- Preparing the site — for example, laying foundations and providing access works
- Demolition and dismantling
- Building work
- Alterations, repairs and decorating
- Installing systems for heating, lighting, power, water and ventilation
- Cleaning the inside of buildings after construction work
Exceptions
You don't have to register if you only do:
- Architecture and surveying
- Scaffolding hire, with no labour
- Carpet fitting
- Making materials used in construction, including plant and machinery
- Delivering materials
- Work on construction sites that is clearly not construction — for example, running a canteen or site facilities
How it works
How the CIS systemactually works.
Generally CIS tax is applied to labour rather than materials, although there are a few minor exceptions to be aware of.
Contractors must decide for each job whether you're self-employed or employed for every contract. If self-employed, your payments fall under one of three tax treatments.
- 01
Gross Payment Status
No deduction where you are registered for gross payment status.
- 02
Standard Rate Deduction
Where you are registered as a subcontractor.
- 03
Higher Rate Deduction
Where you are not registered as a subcontractor.
The amount is paid to HMRC by the contractor on account of your tax liability. It is not your actual liability, just a payment on account — which is often an overpayment when all possible deductions are claimed, and so results in a refund at the end of the tax year.
easyCHANGE service
Switching accountant iseasierthan you think.
Worried about the hassle? Don't be. You don't have to lift a finger or have an awkward conversation with your old accountant.
- 3simple steps
- 1short form from you
- £0switch fee
- You say yes One short form and a quick chat to get going.
- We handle the handover We handle the professional clearance process and request the information we need from your existing accountant.
- We get you set up Software, deadlines and your first numbers, usually within weeks.
Reassurance
No gap in your filings. No lost records. No awkward conversations — we do that bit.
Free review of your previous accountants’ work
We’ll dig into last year’s accounts and tax. If we spot major issues, overclaimed or underclaimed items or potential savings, we’ll explain them clearly — and help put things right.
Pricing calculator
Fixed-fee packages that grow with you.
Get an instant tailored estimate in under 60 seconds.
Your business
To give an idea of the level of tax advice required.
If unsure please select AVERAGE.
Core
Best for simple businesses to stay compliant.
£0/mo
Accounts & Tax
Most popular Growth
Best for ambitious businesses that want advice and priority.
£0/mo
Everything in CORE plus…
Advisory
Best for growing businesses that want regular support.
£0/mo
Everything in GROWTH plus…
Core
Best for simple businesses to stay compliant.
£0/mo
Accounts & Tax
Most popular Growth
Best for ambitious businesses that want advice and priority.
£0/mo
Everything in CORE plus…
Advisory
Best for growing businesses that want regular support.
£0/mo
Everything in GROWTH plus…
Core
Best for simple businesses to stay compliant.
£0/mo
Accounts & Tax
Most popular Growth
Best for ambitious businesses that want advice and priority.
£0/mo
Everything in CORE plus…
Advisory
Best for growing businesses that want regular support.
£0/mo
Everything in GROWTH plus…
Core
Best for simple businesses to stay compliant.
£0/mo
Accounts & Tax
Most popular Growth
Best for ambitious businesses that want advice and priority.
£0/mo
Everything in CORE plus…
Advisory
Best for growing businesses that want regular support.
£0/mo
Everything in GROWTH plus…
Core
Best for simple businesses to stay compliant.
£0/mo
Accounts & Tax
Most popular Growth
Best for ambitious businesses that want advice and priority.
£0/mo
Everything in CORE plus…
Advisory
Best for growing businesses that want regular support.
£0/mo
Everything in GROWTH plus…
Core
Best for CIS subbies to stay compliant.
£0/mo
Accounts & Tax
Most popular Growth
Best for CIS subbies that want more advice and priority.
£0/mo
Everything in CORE plus…
Advisory
Best for CIS subbies that want extra peace of mind and to grow.
£0/mo
Everything in GROWTH plus…
Additional services
Add to any plan above
Bookkeeping
£0/mo
For example, if you have 5 invoices paid with 1 payment, that is 6 transactions. An estimation is fine as this will naturally vary each month.
You can reduce your annual accounts fees substantially when you use our bookkeeping service.
VAT Returns
£0/mo
MTD (Qtrly Returns)
£0/mo
Management Accounts
£0/mo
Payroll
£0/mo
Additional services total£0£0/mo
All prices are exclusive of VAT.
Disclaimer: Your result is an estimate based on the information provided. Final fees may vary with your records, deadlines or support needs.
Like what you see? Get a tailored quote.
We’ll review your set-up to confirm your fixed fee — usually within 24 hours. No obligation.
Why you can trust us
Properly regulated.Properly guaranteed.
Here's exactly why it's important and in writing.
ACCA Certified
Independently regulated since 1995.
In the UK anyone can call themselves an "accountant". We're Certified Accountants — independently regulated, professionally insured, and held to the highest ethical standards.
Milton Keynes Certified Accountants Indemnity Cover £10M
If they're not regulated, you get…
- No guaranteed training
- No guaranteed regulation
- No guaranteed insurance
- No built-in consequences
We're different. We're Certified Accountants.
Why does that matter to you?
When it comes to your tax, your business, and your financial future, the person you choose is the difference between peace of mind and potential disaster.
01
Recognised by mortgage lenders
Many lenders require references from qualified accountants. Our credentials tick that box without question.
02
HMRC dealings are easier
When your accountant is properly qualified, regulated and supervised, HMRC takes the file seriously from the start — exactly what ACCA membership guarantees.
03
Independent quality checks
We're subject to ACCA practice reviews and ongoing regulatory oversight — not just our own word for it.
04
Right of complaint
If you ever have an issue (rare, but possible), you have access to an independent complaints process through the ACCA.
05
Independent AML regulation
The ACCA, not HMRC, oversees our anti-money-laundering compliance — supervised by an independent professional body.
Verify our membership in the official ACCA Directory of Certified Accountants
Why gamble your business on someone who isn't regulated?
The Tax & Beans Guarantee
What we'll put in writing.
We don't make vague promises about "great service". We put ours in writing— every clause, in plain English.
30 days free We fix it, full stop Full refund Clean break Parting gift
01
30 days free
For recurring work, your first month costs nothing. No invoice. No obligation. No awkward conversations if it's not for you.
Just a proper feel for what it's like to have a real accounting team behind you.
02
We fix it. Full stop.
If something isn't right, tell us. We'll correct it. Quickly, professionally, and without complaint— until you're satisfied.
03
Full refund if we fall short
If we've had the chance to put something right and you still don't believe we've delivered, we'll refund the fees for that work.
No argument. No delay. No small-print wriggle.
04
Clean break
If you ever decide to move on, we'll release your records promptly and cooperate fully with your new accountant.
No missing files. No passive obstruction. No drama.
05
A parting gift
We'll also send you two cinema tickets on the way out.
Because how a firm behaves at the end tells you everything about its character.
The only condition
Let us know within 30 days of the work being completed if something's wrong. That's it. No hoops. No buried clauses.
Reviews you can trust
Real clients. Real results.
Featured review
Switched over on a recommendation. Best move in years. Sharp, proactive and relentless about saving tax.
More reviews
As a busy plumber, I needed accountants who truly understand tradespeople, and these guys deliver. They’ve sorted out years of messy books, helped me stay on top of my VAT, and how to lower my tax bills. Straight-talking, reliable, and worth every penny.
Switched over on a recommendation. Best move in years. Sharp, proactive and relentless about saving tax.
Have saved us over £12,000 in tax this year. We’ve worked with several accountants in Milton Keynes in the past, but none come close to the professionalism and efficiency of this firm. They stay ahead of deadlines, communicate clearly, and we finally have peace of mind.
Since partnering with these accountants, we’ve seen a dramatic improvement in our cash flow and overall financial health, with profits up 22%. They offer personalized guidance and have a knack for spotting opportunities for savings. Highly recommend!
This accounting firm has been a game-changer for our business. They not only handle our taxes with precision but also offer invaluable financial advice that has helped us grow. Their proactive approach and quick responses make them a pleasure to work with.
BeanGrower
The 3-line cashflow check
Take the next step
Ready whenyou are.
Pick the way that suits you — there's no wrong door.
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01908 123456