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  1. You're jointly liable.

    Your partner's business debts are your debts. No limited liability shield unless you form an LLP.

  2. Partnership agreements aren’t legally required but…

    They can help avoid future potential disputes.

  3. Tax saving profit allocations.

    Strategic profit allocation, especially in family partnerships, can result in significant tax savings!

  4. Two returns, not one.

    The partnership files a return, and every partner files their own and is responsible for their own tax. Miss either and the penalties stack.

Who we help

Partnershipsthat we help.

Two or more of you in it together? You're in the right place.

We work with partnerships of every shape.

What nobody tells you

The partnership realitiesnobody warns you about.

Running a partnership isn’t just “two sole traders together.” It’s its own unique ecosystem — shared effort, shared ambition, shared responsibility… and a whole lot of moving parts most people never see.

  1. You're taxed on profits you haven't drawn.

    Your share hits your personal tax return whether the cash is in your pocket or still in the business.

  2. Profit splits aren’t always straightforward.

    Your draw, their draw, reinvested profits — it all needs to be set-up most tax efficiently for your needs.

  3. Tax planning becomes more important as income varies

    One partner may earn more, one less — meaning different tax thresholds, allowances and planning strategies.

  4. Cashflow must support all partners.

    Peaks and dips affect multiple households, not one — so clear forecasting becomes essential.

  5. Growth decisions affect all partners.

    Hiring, VAT registration, investing in equipment, or switching to a Ltd company all require confident, accurate financial insight.

  6. Nobody wants to raise the money conversation.

    So it gets left. Until the split, the exit or the argument that could have been avoided.

Problems?

You shouldn't still beputting upwith these.

If any of these sound familiar, it may be time for a better accountancy setup.

0Tap the cards below as they apply

Not sure which ones apply?

Many owners face more than one of these at any given time. Have a quick chat and we'll spot which ones are costing you most.

You've ticked 0 – and each one is quietly costing you time, money, or both

The good news: every one is fixable. No pitch, just specifics on how we'd fix each one.

Whoa – that's 0. — you've clearly outgrown your current accountant.

Every one of these is fixable, and most quicker than you'd think. No pitch, just specifics on how we'd fix each one.

Let's fix them now

Old way v New way

It used to be one way.Now it's another.

The same six things — lived in two completely different worlds.

The old accountant model

Paperwork once a year, a nasty surprise at the bottom, and advice that comes too late.

  • Once-a-year paperwork
  • Tax bills you find out about too late
  • Hourly fees and "it depends"
  • Waiting too long for a straight answer
  • Decisions made on out-of-date numbers
  • Numbers, but never advice on how to grow

The modern small business accountant

Regular numbers, tax planned in advance, one fixed monthly fee, and clear advice when you need it.

  • Regular, proactive contact
  • Tax planned before it's due
  • One fixed monthly fee
  • Plain-English replies, fast
  • Live numbers behind every decision
  • Real advice to help you grow

What you get

Everything a small business owner needs — under one roof.

Compliance handled, advice on tap, one firm that knows your whole position.

  • Essentials

    Accounts, tax returns, bookkeeping, VAT and payroll, — the core work done properly, on time, every time.

  • Tax Protection & Planning

    Proactive planning to minimise tax, tax enquiry fee protection available and dealing with HMRC so you don't have to.

  • Growth & Strategy

    Regular numbers and practical advice on profit, pricing, margins, cashflow and the decisions that actually move the needle.

  • Perks & Bonuses

    Extras to make life easier — such as free company formation, free mortgage references, independent legal advice lines & even free movie tickets (Conditions in FAQs)

  • Personal & Family Wealth

    Inheritance tax and estate planning, plus a referral to a regulated IFA for anything investment-related.

  • Client Care

    A dedicated accountant you can actually reach — clear replies, no minimum contract, deadline reminders, and someone who knows your business.

easyCHANGE service

Switching accountant iseasierthan you think.

Worried about the hassle? Don't be. You don't have to lift a finger or have an awkward conversation with your old accountant.

  • 3simple steps
  • 1short form from you
  • £0switch fee
  1. You say yes One short form and a quick chat to get going.
  2. We handle the handover We handle the professional clearance process and request the information we need from your existing accountant.
  3. We get you set up Software, deadlines and your first numbers, usually within weeks.

Reassurance

No gap in your filings. No lost records. No awkward conversations — we do that bit.

Free review of your previous accountants’ work

We’ll dig into last year’s accounts and tax. If we spot major issues, overclaimed or underclaimed items or potential savings, we’ll explain them clearly — and help put things right.

Pricing calculator

Fixed-fee packages that grow with you.

Get an instant tailored estimate in under 60 seconds.

Your business

To give an idea of the level of tax advice required.

If unsure please select AVERAGE.

  • Core

    Best for simple businesses to stay compliant.

    £0/mo

    Accounts & Tax

  • Most popular

    Growth

    Best for ambitious businesses that want advice and priority.

    £0/mo

    Everything in CORE plus…

  • Advisory

    Best for growing businesses that want regular support.

    £0/mo

    Everything in GROWTH plus…

  • Core

    Best for simple businesses to stay compliant.

    £0/mo

    Accounts & Tax

  • Most popular

    Growth

    Best for ambitious businesses that want advice and priority.

    £0/mo

    Everything in CORE plus…

  • Advisory

    Best for growing businesses that want regular support.

    £0/mo

    Everything in GROWTH plus…

  • Core

    Best for simple businesses to stay compliant.

    £0/mo

    Accounts & Tax

  • Most popular

    Growth

    Best for ambitious businesses that want advice and priority.

    £0/mo

    Everything in CORE plus…

  • Advisory

    Best for growing businesses that want regular support.

    £0/mo

    Everything in GROWTH plus…

  • Core

    Best for simple businesses to stay compliant.

    £0/mo

    Accounts & Tax

  • Most popular

    Growth

    Best for ambitious businesses that want advice and priority.

    £0/mo

    Everything in CORE plus…

  • Advisory

    Best for growing businesses that want regular support.

    £0/mo

    Everything in GROWTH plus…

  • Core

    Best for simple businesses to stay compliant.

    £0/mo

    Accounts & Tax

  • Most popular

    Growth

    Best for ambitious businesses that want advice and priority.

    £0/mo

    Everything in CORE plus…

  • Advisory

    Best for growing businesses that want regular support.

    £0/mo

    Everything in GROWTH plus…

  • Core

    Best for CIS subbies to stay compliant.

    £0/mo

    Accounts & Tax

  • Most popular

    Growth

    Best for CIS subbies that want more advice and priority.

    £0/mo

    Everything in CORE plus…

  • Advisory

    Best for CIS subbies that want extra peace of mind and to grow.

    £0/mo

    Everything in GROWTH plus…

Additional services

Add to any plan above

Bookkeeping

£0/mo

VAT Returns

£0/mo

MTD (Qtrly Returns)

£0/mo

Management Accounts

£0/mo

Payroll

£0/mo

Additional services total£0/mo

All prices are exclusive of VAT.

Disclaimer: Your result is an estimate based on the information provided. Final fees may vary with your records, deadlines or support needs.

Like what you see? Get a tailored quote.

We’ll review your set-up to confirm your fixed fee — usually within 24 hours. No obligation.

Why you can trust us

Properly regulated.Properly guaranteed.

Here's exactly why it's important and in writing.

ACCA Certified

Independently regulated since 1995.

In the UK anyone can call themselves an "accountant". We're Certified Accountants — independently regulated, professionally insured, and held to the highest ethical standards.

Milton Keynes Certified Accountants Indemnity Cover £10M

The Tax & Beans Guarantee

What we'll put in writing.

We don't make vague promises about "great service". We put ours in writing— every clause, in plain English.

30 days free We fix it, full stop Full refund Clean break Parting gift

Reviews you can trust

Real clients. Real results.

4.9· 127 reviews
More reviews

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BeanGrower

The 3-line cashflow check

Spot a cash squeeze 90 days before it bites, on the back of an envelope. Three lines, ten minutes, no spreadsheet needed.

  • Line 1: the number most owners already know
  • Line 2: the number they overestimate
  • Line 3: the number they underestimate

Take the next step

Ready whenyou are.

Pick the way that suits you — there's no wrong door.

Chat first

Book a free 20 minute call. No pitch. Just tell us where you're at and we'll point you in the right direction.

Book free 30 min call

Get your price

Visit our pricing section to get a fixed fee quote.

Pricing

Just call

We always answer in person (business hours).

01908 123456